I've never broken a bone. This is certainly not for a lack of trying. As a child, I was constantly scabby-kneed and bruised. (As a teenager and young adult lacking grace, just bruised) I was fearless in a way you can only be when you're young and don't know any better. Sure, I'll climb the tree. Sure, I'll go off the high dive. Sure, I'll ride my bike down that ridiculously steep hill. Roller coasters? Bring it on. I was constantly banged up and I loved it. My scars are badges of honor. Around 25 something strange happened. Faced with another daredevil stunt, I hesitated. I stopped and I thought, "Wow, this could go badly." Fear. Being a grown-up kind of kills the fun sometimes, huh? What was I scared of? Falling? Yes. Making an ass out of myself? Yes. Breaking my first bone? Most definitely. Most likely though it was the realization that should something go awry the medical bills and possible fines would all be on me, the girl without health insuran...